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Japanese media Japan’s major banks intends to cut housing loan interest rates-www.semm.com

Japanese media: Japan’s big banks, housing loan interest rates intended to cut the original title: Japanese media: Japan’s big banks to cut the housing loan interest rates China news network February 18th according to Japanese media website reported on February 17th, in order to promote the negative interest rate policy as an opportunity, the Japanese banks have started to cut interest rates on home loans, this trend widely welcomed by the prospective buyers. In addition, affected by negative interest rate policy, financial market instability and other factors, the number of participants in investment seminars sponsored by securities companies has also risen. The Bank of Japan decided to implement the policy of negative interest rates, banks have to cut the housing loan interest rates. The influence of this policy, a large Real Estate Company in Tokyo last month in Nerima sponsored residential exhibition, the number of participants showed an increasing trend over the weekend. Among them, a 68 year old man who came to help his son to reserve a new house said: "the interest rate of housing loans is one of the most important factors in buying houses, so the interest rate reduction is very good news for us, and we welcome this policy." Shika Hiroki, manager of the big and housing industry stone wells exhibition, said: "affected by the negative interest rate policy, we can clearly feel that the enthusiasm of buyers has improved.". However, due to the decline in share prices, low exchange rates and other economic markets opaque factors, buyers desire to buy is also possible to decline. We will make a more detailed observation on the development trend in the future." In Tokyo? Tachikawa securities company held by investment seminar, to about 70 people, about 40 people attended. At the seminar, the lecturer of the securities company responsible for the explanation of the negative interest rate policy he said: "this policy is mainly applicable to financial institutions such as the Bank of Japan in the pre existence of part of the funds, should not affect the personal savings rates." According to the analysis of the securities company said that under the impact of negative interest rate policy, to promote the overall financial market instability and other factors, in the number of recent investment seminars to increase momentum, compared with the previous 16 day seminar also reached the maximum number of participants faster. A 68 year old woman who attended the seminar said: "at first I was worried that personal savings would be affected by negative interest rates, and now I feel relieved.". The volatility of the stock price is very strong recently. If you don’t study it, you can’t understand it completely, so come to the seminar and study it well." As a seminar lecturer at Nomura Securities Investment Intelligence lesson Ada Masashiaki long said: "many investors are uneasy about the current economic situation, the number of the seminar also increased. The most asked questions are also about stock prices and foreign exchange trends, and we’re trying to give you more accurate information to help you make the most accurate judgments." The family economic impact on the impact of negative interest rates in the domestic economy, financial advisor Itou Ryota said, residential, vehicle and other loan interest rate will decline, the repayment amount will be reduced, but at the same time, investment in financial institutions such as the savings rate will decline, life insurance premiums will rise. On this basis

日媒:日本各大银行拟下调住房贷款利率   原标题:日媒:日本各大银行准备下调住房贷款利率   中国网2月18日讯 据日本媒体网站2月17日报道,以负利率政策的推进为契机,日本各大银行已开始着手准备下调住房贷款的利率,这一趋势受到准购房者的普遍欢迎。此外,受到负利率政策、金融市场不稳定等因素的影响,证券公司主办的投资研讨会的参与人数也有所上涨。   在日银决定推行负利率政策后,各银行相继着手下调住房贷款利率。在此政策的影响下,由大型房地产公司于上月在东京练马区主办的住宅展示会中,周末与会人数呈增加态势。其中,一名前来帮儿子预定新房的68岁男性表示:“住房贷款的利率在购房时是很重要的因素之一,所以利率下调对我们而言是很好的消息,我们很欢迎这一政策。”   大和房屋工业石神井展示会的志贺宏树店长表示:“受到负利率政策的影响,我们可以明显感觉到购房者的热情有所提高。但是,受到股价下跌、汇率较低等经济市场的不透明等因素,购房者的购买欲望也有下降的可能。我们将对今后的发展动向进行更细致的观察。”   在东京?立川市由证券公司举办的投资研讨会上,以70岁左右的人群为主,约有40人参加。   在研讨会上,担任讲师的证券公司负责人对负利率政策进行了说明,他说道:“这一政策主要适用于金融机构等预存在日银内的一部分资金,应该不会影响到个人存款的利率问题。”   据证券公司方面的分析表示,伴随着负利率政策推进、金融市场整体不稳定等因素的影响,近期参加投资研讨会的人数有增加态势,与此前相比,16日当天的研讨会也更快达到了参会人数上限。一名参加此次研讨会的68岁女性表示:“一开始我很担心个人存款也会受到负利率的影响,现在总算是放心了。最近股价的波动也很厉害,如果不学习的话就完全弄不明白了,所以要来参加研讨会好好学习一下。”   担任研讨会讲师的野村证券投资情报一课的粟田政彰次长表示:“很多投资人士都对目前的经济状况感到不安,因此参加研讨会的人数也有所增加。而被问到最多的问题也是关于股票价格和外汇走势的,我们也在努力给大家提供更为准确的情报,帮助大家做出最准确的判断。”   对家庭经济的影响   关于负利率对家庭经济的影响,理财顾问伊藤亮太表示,住宅、机动车等贷款利率会有所下降,还款总额也会有所降低,但与此同时,在金融机构等投资的储蓄金利率将会有所下降、生命保险的保险金将有所上涨。   在此基础上,伊藤分析指出:“存于金融机构的储蓄金不会减少,所以大家可以放心。但是在利率有所下调的背景下,大家有必要对资产的投资情况进行再分配,采取更为正确的应对措施。”(黄雪彤) 责任编辑:李天奕相关的主题文章: